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Home inventory pro 20153/22/2023 ![]() ![]() Keep proof of value – Store sales receipts, purchase contracts, and appraisals with your list.ĭon’t get overwhelmed – Once you’ve started your inventory, keep going even if you can’t get it all done immediately. (Here are five things you may not think to insure.) Do you keep your golf clubs in a storage shed behind your house? Make sure you include them in your inventory. Covering those valuable items may be as simple as adding a personal articles policy.ĭon’t forget off-site items – Your belongings kept in a self-storage facility are covered by your homeowners insurance, too. While you’re making your home inventory list, check with your agent to make sure you have adequate insurance for these items before there is a loss. ![]() Record serial numbers – Usually found on the back or bottom of major appliances and electronic equipment, serial numbers are a useful reference.Ĭheck coverage on big ticket items – Jewelry, art and collectibles may have increased in value and may need special coverage separate from your standard homeowners insurance policy. Include the basic information – In general, describe each item you record, and note where you bought it, the make and model, what you paid and any other detail that might help in the event you need to make a claim.Ĭount clothing by general category – For example, “5 pairs of jeans, 3 pairs of sneakers…” Make note of any items that are especially valuable. List recent purchases – Another way to start is with recent purchases-get into the inventory habit and then go back tackle your older possessions. Pick an easy spot to start – A contained area-like your small kitchen appliance cabinet, your sporting equipment closet or your handbag shelf-is a great place to get started. If you’ve been living in the same house for many years, however, the task of creating a list can seem daunting-but it doesn’t have to be. If you’re just setting up a household, starting a home inventory is relatively simple. Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. When you add the stress or shock of a devastating scenario when a loss occurs, it’s even more difficult to accurately remember all of your possessions. In the event of a fire or disaster, can you remember all of your possessions? Could you close your eyes – picture a room in your home, and remember every single item in there? It’s harder than one might think. ![]()
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